The slowing economy hit retailers hard this past shopping season. Many stores depend on the holiday gift giving season for up to 40% of their annual sales. When retail stores don’t realize enough sales during December, many face the real prospect of closing their doors in the January.
This is happening throughout the country. Retail stores [...]
Beginning until July 2010, new credit card regulations become effective which are designed to protect consumers against arbitrary increases in interest rates and other unfair practices. There should be doubts however, if these new rules will really help at all.
Why would these doubts exist? For the same reason that rates on most cards continue to [...]
Deadbeat. The term is referenced in the dictionary as “One who tries to evade paying debts”. Even Black’s Law Dictionary defines the term as “A person who does not pay debts or financial obligations”. So is may surprise you to learn that the credit card companies use this term to describe people who actually pay [...]
Prior to the current credit crunch, obtaining credit cards was too easy. Many card offers were hard to resist, causing our wallets to be overfilled with plastic. Some people who fell on some hard times began a juggling act with all their cards, using the credit on one to make a payment on another. [...]
Spring has arrived. The time of year for rejuvenation on all aspects of your life, including your financial situation. What if you could breathe new life into your finances by starting over, and becoming debt free by next spring?
Most of us vow to make changes in our lives with our new-year’s resolutions. We all have [...]
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