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Orphaned Life Insurance Clients

It is obvious to any successful life insurance agency that that orphan leads are important and should not be discounted. If someone has purchased a service from you, keeping them happy and current can help both parties involved. The problem, however, arises from trying to make the seemingly simple phone call to get the orphaned […]

Single Employer Welfare Benefit Plans

For many insurance agents, the single employer welfare benefit plan is complicated and confusing at best. The plans are cloudy, and many agents are waiting for the air to be cleared before they begin to introduce this to their clients. Others, still unaware of how these plans actually work, have pushed it to clients.
“The problem […]

Bank Loans Can Be Difficult For Insurance Agencies

Granted, well-run, highly efficient insurance agencies are profitable. While they take in money consistently, some agencies may have expansion plans and often seek funding for these purposes. There are a lot of agencies that look to banks for funding and loans, and are surprised to find that it is harder than they expected.
“Banks often fail […]

Focusing On Life Insurance

Life insurance may seem like a no-brainer to those who have done the research and taken time to purchase a good policy. However, there are many individuals out there who do not have life insurance. For whatever reason, these people do not realize that life insurance is an incredibly important part of your long term […]

Life Insurance Premiums Likely To Rise As Life Valuation Rates Decline

Due to the fact that market interest rates have been declining over a period of about five years now, the maximum valuation interest rate that can be used to calculate statutory reserves for policies of life insurance is probably going to decrease from the current rate of 4.5 percent for a long term life insurance […]

Income Planning Grows In Awareness And Popularity

Having the right amount of cash at hand became a basic human need long before it ever became income planning, according to a number of financial planners who were interviewed on the subject. But now that there is a name for this process, these same financial advisors are saying that this is a huge and […]

Life Insurance Companies Take Risks Too

“Not a single week passes where someone does not ask me about the prevailing trends that are having an impact on today’s insurance products,” says Rene Lacape, Marketing Manager for eQuote Life Insurance. “Increasingly, I have been answering by focusing on the risks that bear upon these products, including their marketing, their design and their […]

Life Insurance And Retirement

Many ask whether or not life insurance plays a role in the retirement planning process, and it can actually be very beneficial for those planning to retire to purchase a life insurance plan. Life insurance doesn’t have to be an extremely complicated process, since it’s meant to make life easier once an individual has passed.
Although […]

Insurance Agents Can Partner With The Media To Gain Client Credibility

“Media professionals face a variety of different challenges, requiring that they work under strict and stressful deadlines,” suggests Rene Lacape, Marketing Manager for eQuote Life Insurance. “They are generally required to cover a variety of topics, including those that they may not know anything about. And they are continually receiving criticism from professionals, politicians and […]