Many patrons at an open bar often forget the dangers of having no limits on the availability of alcoholic beverages. Beyond the obvious of needing a ride home at the end of the night, there is also a good chance of having their real personality show through. Although when most people think about an open […]
Looking to take control of your financial situation? Many people consider looking at the details of their finances as scary- but it doesn’t have to be. There are simple steps you can take every day to help you reach financial freedom.
Lake Argyle in Western Australia is an immense body of water stretching out over nearly […]
As the pace of life quickens, unfortunately so does the speed of cash leaving our hands. Because of this, it’s not unusual to find ourselves penniless before the next pay check comes in. What many people don’t know, is that they don’t have to suffer. There are short term alternatives that can get us on […]
Nice cool mornings, beautiful warm sunny days…yes, spring is in the air. That can only mean one thing: tax time is near. If you still owe tax money on your earnings you may be dreading the fact that taxes are due by October 31st. Most Australians, however, look forward to getting a tax refund cheque.
While […]
Many of us cringe at the thought of budgeting, some of us may even feel ill to the stomach! But it doesn’t have to be hard; sometimes all you need is a helping hand. But where do you start and what advice should you seek? There are a range of options available for all different […]
Debt seems to surround our modern life; we get up in the morning and put on clothes that we bought on credit, drive to work in a car that we borrowed money to buy, put petrol in our tank with a credit card, and spend 8-9 hours a day slaving away at work just so […]
Have you ever found yourself going shopping just because you were feeling a little depressed and needed something to do? If so, you are not alone — a recent survey showed that 74% of the world’s consumers admit to having shopped for purely recreational reasons, even though they did not need to buy anything.
How can […]
Buying a house is normally the largest and longest-term debt that the average Australian will incur in their lifetime. This alone can make buying a home a daunting undertaking, especially if you are a first-time homebuyer. It is very important that you understand some of the basics involved in taking out your first mortgage.
The term […]
The term “credit” can mean a number of things, depending upon its application. To an accountant, a credit is merely the opposite of a debit. Debits appear in the left tally column of a ledger and credits appear in the column directly to the right. The total debits made must equal the total credits, and […]
You are trying to cut back on your spending, so you vow to eat out less often and make some meals at home instead. So, what’s for dinner tonight? You survey the refrigerator and pantry, only to discover that you don’t really have anything on hand to make a complete meal. The next step, of […]
During the last televised Presidential debate, Senator John McCain decried that the problems at voter registration charity ACORN (Association of Community Reform Now) would lead to undermining the fundamentals of democracy. Eventual President Elect Barack Obama smiled and laughed at the vehement charges. Was the President Elect being cavalier or was he trying to cover […]